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Credit Risk Manager | S3 | Risk | Milton Keynes / Bradford

Job Description

Job Description

As a Credit Risk Manager within Unsecured Credit Risk, the key tasks you'll be doing include: Ongoing review of all risk performance to identify emerging risks and judgment of the impacts of past strategy works; derivation of strategic responses to ongoing and emerging risks; management of relationships with internal operational & commercial business partners to ensure risk thinking is at the forefront of all business activity; management of external business partners with whom credit risk interact; people management to deliver upon agreed priorities.

The difference you'll make

  • Identifying key risk issues requiring further investigation using in depth knowledge of credit portfolio performance, credit bureaux, operational, regulatory and conduct risks

  • Leading projects and work streams

Candidate Description

  • Applying your ability to use industry leading analytical techniques and greater experience in providing solutions to complex and challenging business problems

  • Working autonomously, requiring little guidance from management to complete complex work

  • Managing a team of analysts to deliver business objectives and providing them technical support

    What you'll bring

  • Successful track record in a retail credit risk role.

  • Experience of leading and delivering on multiple complex projects and initiatives.

    It would be nice for you to have

  • Proven experience using statistical programming tools, particularly SAS.

  • Excellent understanding of the drivers of unsecured Retail lending product profitability.

  • Excellent stakeholder management and communication skills, both written and verbal with the ability to influence at all levels.

  • Experience of successfully managing and delivering through a team of analysts within a risk department.

    What else you need to know

  • This role is based in Bradford or Milton Keynes with flexibility working from home.

Application Description

If there's anything we can do in the recruitment process to help you achieve your best, get in touch. Whether it's a copy of our application form in another format or additional assistance, we're available through telephone, email, or face to face. You can contact us at resourcing@santander.co.uk or call 0870 414 9080.