As a Credit Risk Manager within Unsecured Credit Risk, the key tasks you'll be doing include: Ongoing review of all risk performance to identify emerging risks and judgment of the impacts of past strategy works; derivation of strategic responses to ongoing and emerging risks; management of relationships with internal operational & commercial business partners to ensure risk thinking is at the forefront of all business activity; management of external business partners with whom credit risk interact; people management to deliver upon agreed priorities.
The difference you'll make
Identifying key risk issues requiring further investigation using in depth knowledge of credit portfolio performance, credit bureaux, operational, regulatory and conduct risks
Leading projects and work streams
Applying your ability to use industry leading analytical techniques and greater experience in providing solutions to complex and challenging business problems
Working autonomously, requiring little guidance from management to complete complex work
Managing a team of analysts to deliver business objectives and providing them technical support
What you'll bring
Successful track record in a retail credit risk role.
Experience of leading and delivering on multiple complex projects and initiatives.
It would be nice for you to have
Proven experience using statistical programming tools, particularly SAS.
Excellent understanding of the drivers of unsecured Retail lending product profitability.
Excellent stakeholder management and communication skills, both written and verbal with the ability to influence at all levels.
Experience of successfully managing and delivering through a team of analysts within a risk department.
What else you need to know
This role is based in Bradford or Milton Keynes with flexibility working from home.
If there's anything we can do in the recruitment process to help you achieve your best, get in touch. Whether it's a copy of our application form in another format or additional assistance, we're available through telephone, email, or face to face. You can contact us at firstname.lastname@example.org or call 0870 414 9080.