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Credit Risk Analyst | S2 | Risk

Job Description

Job Description

  • Solving complex business problems using data analysis software and providing practical value-based solutions whilst forming part of the Analyst team and managing portfolios

  • Identifying key portfolio issues requiring further investigation using in depth knowledge of credit portfolio performance

  • Develop and implement appropriate value-based risk policies, strategies, models, and controls

  • Taking accountability for an area of credit policy, monitoring performance, clearly communicating issues, developing, and recommending changes where appropriate

  • Ensuring that strong links are maintained between Risk and other key business areas

Candidate Description

  • Degree level in a numerate subject (e.g. Maths, Statistics, Operational Research, Physics, or Engineering, ideally 2:1 or above) and/or equivalent qualifications/experience

  • Strong oral and written communication skills with a high degree of computer literacy

    It would be nice for you to have

  • Awareness of credit industry products and markets

  • Creative thinking required as many problems are unprecedented and without guidelines

  • Resilient to setbacks, with the tenacity, drive and keen eye for detail required to solve complex challenging problem, Accuracy and Attention to Detail (Working Knowledge), Analytical Thinking (Working Knowledge), Communicating Complex Concepts (Working Knowledge), Credit Risk (Working Knowledge), Financial Analysis (Working Knowledge), Financial Forecasting and Modeling (Working Knowledge), Planning and Organizing (Working Knowledge), Regulatory Environment - Financial Services (Working Knowledge), Risk & Control Self Assessment (RCSA) (Working Knowledge), Taking Ownership (Working Knowledge)

Employer Description

At Santander we're driven by our purpose - to help people and businesses prosper. We help our customers at the moments that matter most and champion businesses to help them to grow sustainably. That's why we're building a community to be a digital bank with a human touch and deliver an outstanding customer experience living our values of Simple, Personal and Fair., Risk is now firmly at the heart of every single financial services company - that's where you'll be if you join our team as a Credit Risk Analyst. Helping to manage risk for one of the UK's high-profile financial institutions is an exciting and rewarding place to develop your risk management skills. It's a great place to advance your career.