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AML/CTF Policy & Advisory consultant| S2 | Financial Crime | National

Job Description

Job Description

The Anti-Money Laundering /Counter Terrorist Financing Policy & Advisory Team is responsible for maintaining the Ring-Fenced Bank's AML/CTF Policy and Standards and ensuring that the Policy and Standards reflect external legislation, regulatory requirements, industry practice and requirements issued by Grupo Santander. The Team engages with other Line 2 and Line 1 teams as well as business areas on interpreting internal AML/CTF policy requirements where advice is sought and manages waiver and dispensation requests against the AML/CTF Standards where appropriate.

As a second line of defence function, the team advises the first line of defence in respect of AML/CTF queries and escalations, legal and regulatory obligations and provides guidance on new, emerging, and current regulatory issues and developments.

In this role, you'll support the team in providing AML/CTF Policy & Advisory expertise across internal and external stakeholders and will work in partnership with other functions and business areas to ensure adherence to relevant Policies and Standards.

You'll support the development and maintenance of the Banks Financial Crime AML & CTF Policy and Standards, including supporting the implementation of AML/CTF Policies and Standards where applicable.

The difference you'll make.

  • Supporting the development and maintenance of the Banks AML/CTF Policy and Standards.

  • Supporting the team in respect of advice on escalated AML/CTF matters and queries submitted by relevant stakeholders.

  • Supporting the team in respect of interpreting and articulating legal and regulatory obligations in a business context, delivering complex information in a way that is simple and easy to understand.

  • Progressing specific actions that could minimise or mitigate ML/TF risks identified.

  • Supporting the review and management of AML/CTF-related Waiver and Dispensation requests.

  • Providing timely and accurate advice on AML/CTF Policy-related matters.

    What you'll bring.

  • Experience of framework/policy/procedures drafting in a Compliance environment.

  • A good understanding of UK legal and regulatory obligations, JMLSG guidance and best practice in respect of AML/CTF., At Santander we're driven by our purpose - to help people and businesses prosper. This means we help customers to create change for themselves and those around them, and we champion businesses to grow sustainably. We do this by always living our values of Simple, Personal and Fair.

    We each take personal responsibility for managing risk by embracing the I AM Risk framework - to Identify, Assess, Manage and Report risks, and to continuously build a deeper understanding of the risks we face. It is an important part of our culture at Santander and we will provide you with knowledge to help you manage risks in your role.

    What our people say.

    Financial Crime has a devastating impact on our communities through its association to illegal drugs, human trafficking and terrorism. Criminals will always look for new ways to evade our systems and controls so we must look to constantly evolve to address new threats that's why our mission is to Deter, Detect and Disrupt Financial Crimes, ensuring that we protect our clients, our communities, our shareholders and the firm. Financial crime is a top priority risk for our bank.

Candidate Description

  • Ability to analyse and evaluate complex issues and exercise sound judgement in determining appropriate actions/solutions.

  • Excellent attention to detail, interpersonal and problem-solving skills.

  • Excellent analytical, interpretation, influencing and communication skills; with an ability to communicate and network effectively to influence management and external parties.

  • Organisation skills and the ability to develop risk management strategies and processes.

  • An AML/CTF qualification from ICA/ACAMS or equivalent.